Who is Community First?

Community First Credit Union of Florida (Community First) is a not-for-profit credit union based in Jacksonville, serving anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, and St. Johns counties.

Community First has more than 75 years of history serving our growing First Coast community and is a values-driven organization. From past to present, we are committed to education and protecting our environment through several 'Green' initiatives and products. We recognize members and employees as important and valuable contributors to Community First Credit Union's success. This belief is supported by our core values:

• Annual Report
  Review last year’s improvements, achievements, and awards in the 2010 Annual Report.
• Collaboration
  Employees are the foundation of our success. We believe in teamwork and support one another in a helpful, friendly environment. We appreciate each other and value diversity, because we know that a broad range of perspectives generates the best solutions and helps to build consensus.
• Commitment to members
  Members are the focus of our credit union. We improve members' lives by providing quality products and services with dedication, energy and caring. We are attentive and responsive to member concerns.
  
  
• Community focus
  We place a special emphasis on activities that improve financial education, enhance the quality of our educational system, upgrade the health and welfare of our community and help citizens advance their standard of living by adopting sound financial practices.
  
  2011 Contributions
  
  Community Contribution Policy
• Continuous improvement
  We strive for excellence in everything we do—always seeking to improve quality service. We are committed to creating the best solutions, individually and as an organization, and we have a strong desire to learn and improve.
• Creating trust
  Our success is based on the unwavering integrity of our employees. We are trustworthy, loyal and responsible. We treat one another, as well as members, community leaders and partners, with dignity and respect.
• Creativity and innovation
  We constantly seek new and better ways to improve products, service delivery channels and the overall member experience.
• Our Mission

  Providing financial solutions for every stage of life.

  The Vision: Your Trusted Advisor

  What one quality is needed to build and maintain any strong relationship? Trust. You will find that Community First serves as trusted advisor to our members, being your first choice for superior financial solutions, comprehensive products and unparalleled service experiences.

• Membership
  As a member, you and your family will have the financial edge that comes from trusted advisors who can guide you in building your financial future.  Apply now to become a member of Community First Credit Union.

  
  Becoming a member of Community First is EASY. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam, and St. Johns counties.

  Additionally, retirees living outside these counties who were members of the Credit Union prior to their retirement or who retired from the educational system in these counties are also eligible for membership, as well as students enrolled in—and alumni of—post-secondary educational institutions within these counties who are currently living outside these counties, and persons related to a member or related to persons eligible for membership by blood or marriage, adoption, or as a surviving spouse.
  APPLY FOR MEMBERSHIP
  
  
  
  
  
  We are growing to meet the needs for your tomorrow!
  
  

  Community First is one of the ten largest credit unions in Florida, serving more than 100,000 members, with assets exceeding $1.1 billion. Community First is a not-for-profit, full-service financial institution offering consumers and businesses a large variety of products and services, including ...

  BANKING PERSONAL LOANS MORTGAGES BUSINESS BANKING INVESTMENT SERVICES
• Newsletter
  Keep up with Community First News and Events through our monthly newsletter.
• Our Board of Directors

  Bruce Doueck Chairman	Dr. Brenda Robinson Simmons Vice Chairman	William Permenter Secretary
  Ellen Paige Treasurer	Sandra McCracken	Marsha Coarsey
  Bettie Adams	Dr. Gary Fane	Elvia Williams

• Our Audit Committee

  Bettie Adams Chairman	John Jolly	Scott Bennett
  Dr. Hugh Van Seaton	Gina Eubanks

  Mailing Address	Contact Information	External Auditors
  Audit Committee Community First Credit Union of FL P.O. Box 40046 Jacksonville, FL 32203-9845	Phone: 904.549.8621 Audit Committee Charter	LarsonAllen LLP - CPAs, Consultants and Advisors P.O. Box 217 Austin, MN 55912-0217 Dean Rohne, Principal

• Our Community Advisory Council

  Malinda Prudencio - Chair Paki Taylor Angel Shiver

  Jon Cantrell Jacquelyn Johnson Angela Pracher

  Laura Gutteridge Jorina Jolly Brian Barquilla

  Marcus Haile Kristen Majdanics

• Our Leadership Team

  John Hirabayashi CEO	Sam Inman Chief Financial Officer	Susan Verbeck Senior V.P. of Lending	Mike Tomko Senior V.P. of Operation