Auto Loan Refinancing
Benefits Of Applying For An Auto Loan Express Draft
Pay less for your monthly car payment when you refinance at a lower rate or a new term.
We offer some of the best auto loan rates in the area, and we refinance new and used vehicles.
We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.
Love your leased car? Get affordable financing and buy it out before your lease is up.
Calculator | Monthly Car Payment
An Auto Loan Express Draft makes it easier than ever to get behind the wheel of a new car with flexible and affordable financing. See how it works.
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Auto Loan Refinance
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Auto Loan Express Draft
FAQs
Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.
Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.
To refinance your Auto Loan, you generally need to provide the following information:
- Your vehicle's make, model, year, and mileage
- The name of the financial institution holding the loan currently and how much money you owe on it
- Valid United States Driver's License, Permanent Resident Card, or United States Passport
- Your income
- Your address and proof of residence
Other documentation may be needed, but the information above is a good starting point and can make it easier to apply for and refinance your current car loan.
You can save money each month by refinancing your auto loan if:
- You're able to secure a lower interest rate than the one you currently have at the same term or a shorter one, or
- You extend the terms of your loan at the same interest rate or lower
While a longer loan term means you'll pay more interest over the life of the loan, it can be a way to lower your monthly payment if you cannot find a lower interest rate than the one you already have.
Call the Express Team at 904.204.2929 to see if we can help you save with a refinanced loan or get $25 just for letting us try.1
*Auto Loan Refinance - Credit and other restrictions apply. Get $250 for refinancing an auto loan balance of at least $25,000 or more. Exclude loans already financed at Community First. Funds will be posted in Community First Share account within 30 days of loan funding. Offer may end at any time without notice.
**Credit, income, and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice.