Ages 0-9—Our Youth Advantage accounts offer higher interest rates and financial solutions for children, teens and young adults. Our Youth Advantage products offer higher interest rates and convenient options for young people to save as they grow.

C1 Youth Advantage offers higher interest rates and convenient options for children, teens, parents and grandparents to help kids save as they grow.

It's never too early to save. Our youngest members can take advantage of:

• Share Savings Account Dividends of 3.00% APY* paid on the first $500
  • Open the account with as little as $5
  • Balances above $500 will earn the current Community First share rate


• Youth Advantage Certificates of Deposit (CD)
  • Open with as little as $100
  • You set the term - 6 months, 12 months, 18 months - you decide!
  • Add to the CD with deposits of as little as $25 anytime, up to age 23

Kids age 10 to 14 are often on an allowance or receive money for gifts and good grades. Our Youth Advantage program helps kids learn how to save, why to save, and how to spend wisely.

Youth Advantage options for our teens and tweens include:

• Share Savings Account Dividends of 3.00% APY* paid on the first $500
  • Open the account with as little as $5
  • Balances above $500 will earn the current share rate at Community First


• Youth Advantage Certificates of Deposit (CD)
  • Open with as little as $100
  • You set the term - 6 months, 12 months, 18 months - you decide!
  • Add to the CD with deposits of as little as $25 anytime, up to age 23


• Community First Reloadable Visa® Student Card
  • For teens, college students, any child over the age of 13
  • You manage the limits with a prepaid card your child can use anywhere Visa is accepted

Teens may be working part-time, receiving money for gifts or earning money through babysitting and chores. This is the perfect time for them to learn about saving, and how to plan for goals like college. Youth Advantage offers a variety of accounts and services designed to make it easy for teens to save and learn.

Our Youth Advantage options for teens include:

 

• Free checking with a Visa Check Card for students ages 15 and older


• Share Savings Account Dividends of 3.00% APY* paid on the first $500
  • Open the account with as little as $5
  • Balances above $500 will earn the current share rate at Community First


• Youth Advantage Certificates of Deposit (CD)
  • Open with as little as $100
  • You set the term - 6 months, 12 months, 18 months - you decide!
  • Add to the CD with deposits of as little as $25 anytime, up to age 23


• Community First Reloadable Visa® Student Card
  • For teens, college students, any child over the age of 13
  • You manage the limits with a prepaid card your child can use anywhere Visa is accepted