Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Community First Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.

• BALANCE Services and Links
  
  

  Toll-Free Infoline

  
  Certified counselors are available to answer your questions about money management and other personal finance topics.

   

  Money Management Counseling

  
  Take a closer look at your spending and savings plan, and develop a plan of action to meet your goals.

   

  Debt Management

  
  If the bills are starting to pile up, a counselor can review your options, and even provide a structured repayment plan.

   

  Credit Report Review

  
  A counselor will review your report with you, making sure you know your rights. BALANCE can even provide a low-cost credit report.

   

  Housing Counseling

  
  Buying a home is one of the biggest financial commitments you'll ever make. A counselor can help you make a plan.

   

  Información en Español

  
  Con el patrocinio de su cooperativa de credito, usted ahora tiene acceso a servicios gratuitos de asesoria financiera.
• BALANCE Track Program and Link
  BalanceTrack
  BalanceTrack is an online personal finance education program that will guideyou through the core aspects of financial management.
  
  
• BALANCE Mini-site and Links
   

  Identity Theft Solutions
  Take steps to avoid becoming a victim of identity theft, or to recover if damage has already been done.

   

  Early Delinquency Intervention
  There are many reasons homeowners face difficulty in making mortgage payments. Whatever the reason, it is important to be informed of all available options and to act quickly.

   

  Unlocking the Door to Homeownership
  Buying a first home is exciting, but can feel overwhelming too. Through preparation and understanding the home buying process, you can achieve your dream.
• Contact Information and Call-in Hours
  To speak with a counselor, call BALANCE at 888.456.2227 or email info@balancepro.org. (Please do not email any sensitive information including your account numbers or social security number.)

  Monday–Thursday 5am – 8pm	Monday–Thursday 6am – 9pm	Monday–Thursday 7am – 10pm	Monday–Thursday 8am – 11pm
  Friday 5am – 5pm	Friday 6am – 6pm	Friday 7am – 7pm	Friday 8am – 8pm
  Saturday 8am – 5pm	Saturday 9am – 6pm	Saturday 10am – 7pm	Saturday 11am – 8pm