Personal Loan Rates
Check Out Our Low Personal Loan Rates
Personal Loan
| Minimum | Term | Rates as low as |
|---|---|---|
| $500 | 0-36 months | 9.89% APR |
| $3,500 | 37-60 months | 10.59% APR |
| $10,000 | 61-72 months | 11.79% APR |
| $15,000 | 73-84 months | 13.39% APR |
Personal Line of Credit
Rates as low as 10.99% APR3 ($500 minimum).
The payment amount is $15 for every $500 of loan balance outstanding, calculated on the 28th of the month, with a minimum payment amount of $25. Credit and other restrictions apply. Offer may end at any time without notice.
Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.
1 APR= Annual Percentage Rate. Fall Flash Sale 0.50% off APR offer applies for Personal Loans, Auto loans, and RV loans that are new, used, or refinanced from another financial institution.
Loan documents must be originated on or before 09/14/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 09/14/2026. Loan drafts presented to a dealership for vehicle purchase between 08/24/2026 and 09/14/2026 will receive the promotional discount. Indirect loan applications must be originated between 08/24/2026 and 09/14/2026 and documents must be signed for by 09/14/2026.
All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, loans financed through the Local Legends Program, and refinances of existing Community First Credit Union of FL loans.
2 First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in you having to pay higher total Finance Charges.
Product offers, terms, conditions, and other information provided herein are subject to change without notice.
3 APR= Annual Percentage Rate