Privacy Policy

Effective 5.4.22

Facts	What does Community First Credit Union of Florida do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances credit card or other debt and credit scores mortgage rates and payments and retirement assets When you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Community First CU of Florida chooses to share; and whether you can limit this sharing.

Facts

What does Community First Credit Union of Florida
do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
credit card or other debt and credit scores
mortgage rates and payments and retirement assets

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Community First CU of Florida chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Community First CU of Florida share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share
Questions? Call toll-free 800-342-8416

What we do
How does Community First CU of Florida protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community First CU of Florida collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan give us your employment information or apply for financing give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.

What we do

How does Community First CU of Florida protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Community First CU of Florida collect my personal information?

We collect your personal information, for example, when you

open an account or apply for a loan
give us your employment information or apply for financing
give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. - Our affiliates include financial companies, such as Payment Systems for Credit Unions (PSCU)
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Community First Credit Union of Florida does not share with nonaffiliates so they can market to you
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partners include loan recapture programs and financial advisors

Rev. 5.22

Privacy Policy

What does Community First Credit Union of Florida do with your personal information?

Reasons we can share your personal information

What we do

Definitions

What does Community First Credit Union of Florida
do with your personal information?