Student Banking

Community First Credit Union’s Student Banking options help children, teens, and college students build solid financial foundations.

Find the best Student Banking account for your needs.

Youth Accounts (0-12)

Youth Advantage Savings  - It's never too early to set your child up for financial success. We offer an interest-earning Youth Advantage Savings account* that only costs $5 to open. Plus, open our Youth Advantage Certificate of Deposit** which offers competitive rates and minimums as low as $100!"

Teen Checking

Our teen accounts are designed to help your child develop smart money habits. Check out our Youth SureBalance Checking account*** and enjoy no minimum balance, no monthly maintenance fees, and Online & Mobile Banking. We also offer a Youth Advantage CD** which offers competitive rates and minimums as low as $100.

Student Banking (College)

Transition to adulthood with the financial partner that puts you first! With our SureBalance Checking account***, you can have peace of mind knowing exactly what your balance is. Plus, check out our 6-month SaveUP CD**** and save more for things like student loans or college expenses.

University of North Florida Student Banking

With our partnership with UNF, we're able to offer students a variety of financial resources including our free UNF Checking account that comes with a special cash bonus. Students can also access financial education resources and a full-service branch conveniently located on campus.

Benefits of Community First’s Student Banking

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Safe and secure
Bank confidently knowing your deposits are federally insured up to $250,000 by the National Credit Union Administration.
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Save My Change
Saving is easy with our Save My Change program*****. Every time you use your debit card, we’ll round your total up to the nearest dollar and drop your change into the savings account of your choice. Click here to see how you can enroll today.
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Free online services
All our accounts come with free Online and Mobile Banking, Bill Pay, eStatements, and more.
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Fast-track savings
You can set up recurring transfers or direct deposits with most of our accounts to grow savings faster.


Am I eligible for membership at Community First Credit Union?

Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Not sure if you qualify? Contact us.

What is the Save My Change program, and how do I enroll?

The Save My Change program** allows you to save every time you swipe your debit card. When you enroll, we automatically round up your debit card purchase to the nearest whole dollar amount and put the change in the savings account of your choice.

Essentially, Save My Change is the equivalent of a change jar for your debit card. You can easily enroll by opting into Save My Change in Online or Mobile Banking.

Log into Online Banking or our Mobile Banking app.

  • Navigate to the menu and select Account Management
  • Click or tap Save My Change and enroll

That’s it. Now, you'll save every time you swipe the debit card for your enrolled Checking account. Don’t forget to log back in and track your progress in Online or Mobile Banking.

*Youth Advantage Savings account: An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Rates may change at any time without notice. Fees may reduce earnings on account. Balances above $500 earn current share rate.

**Youth Advantage Certificate of Deposit: Available to those under the age of 18. A withdrawal will reduce the earnings. The required minimum balance is $100 to open a Youth Advantage Certificate.

***Youth SureBalance Checking and SureBalance Checking accounts do not offer overdraft privilege.

****6-Month SaveUP CD: Available to all college, vocational and technical school students. An early withdrawal will reduce the earnings. The required minimum balance is $250 to open a 6-Month SaveUP CD.

*****Save My Change program: Some restrictions may apply. Business and specialized accounts are not eligible. Upon enrollment, we will round up your Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to a Community First savings account of your choice. Members must opt-into Save My Change to enroll and opt-out of Save My Change to end enrollment by contacting us or visiting branch. We may cancel or modify the Save My Change service at any time without prior notice.