Current Offers
Take advantage of limited-time offers and promotions from Community First Credit Union!
Featured Offers
Enjoy exclusive auto loan benefits like rates as low as 4.90% APR3, up to 115% financing4, and rate lock for up to 45 days.
- Take advantage of our Remote Deposit Capture service.
- Pay your vendors, employees, and invoices same day with ACH/Wire Transfers.
- Pay your employees easier using electronic ACH Payroll services.
- Earn a $150 cash bonus for spending $1,000 within 90 days of account opening6.
- Pad your wallet with unlimited 1.5% cash back on all purchases.7
- Enjoy 1.9% APR for 12 months on balance transfers and purchases made within the first 90 days.8
Rates can change at any time, so lock in your special offer rates on CDs, loans and more.
Lock in a 4.25% APY9 on our 13-month promotional CD. Start growing your savings today!
- Start earning more with a minimum deposit of just $500
- Lock in your competitive rate for 13 months, no matter how the market shifts
Get the keys to your new home with new, low mortgage rates.
- Terms are 10, 15, 20 and 30 years
- Enjoy rapid pre-approvals10 and quick closings
- Plus, freeze your rate for up to 90 days11
1 Earn $200 cash for opening your first Community First checking account, completing deposits totaling $1,000 or more that post within the first 90 days of account opening, and making 10 or more qualifying debit card transactions that post within 90 days of account opening. $200 bonus will be credited to the eligible checking account on or around day 91-97 of account opening. When applying online, you must use code FREECHECK to be eligible for this offer. When applying in-person you must mention this offer at time of account opening to be eligible. Promotion is only applicable once per checking account and per member. Members with an existing personal checking account with Community First Credit Union or who have closed a checking account with Community First Credit Union previously are not eligible to participate. In order to receive the reward, the new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is deposited. Reward forfeiture will occur if the checking account is closed prior to the reward being deposited, or the new checking account has a negative available balance at the time of qualification validation.
2 APY= Annual Percentage Yield. Must have an Advantage Checking Account to qualify for 3.04% APY. 3.04% APY on balances up to $500 and 0.05% APY paid on balances above $500. Rates accurate as of 11/01/2024. Must do at least 10 debit card transactions monthly and be enrolled in eStatements to get higher APY on first $500. Restrictions apply and rates can change at any time without notice.
3 Credit, membership, and other restrictions apply. A payment example is $15,000.00 financed for 54 months at 4.90% is approx. $310.73. Rates are subject to change without notice. Minimum loan amount is $14,000. Used vehicles must be 2018 or newer. Refinances of existing Community First Credit Union FL loans do not qualify for this offer.
4 Financing available for up to 115% of the vehicle’s value as determined by JD Power. Loans are subject to approval. Offer only available for vehicles 2018 or newer. Credit, income, and other restrictions apply. Offer can end at any time without prior notice.
5 $200 account credit given upon opening a new Connections Business Checking account. APY= Annual Percentage Yield. $100 minimum opening deposit required for any business checking account.
6 $150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.
7 A $5,000 minimum limit is required on the Visa® Signature Credit Card. In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 1.5%; however, this percentage may change at our discretion at any time without advance notice to you.
8APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers and purchases made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.
9 Rate listed applies to 13-month term. APY= Annual Percentage Yield. Interest compounded monthly. Subject to early withdrawal fees equivalent to 180 days of interest earned. The required minimum opening deposit for 4.25% APY rate is $500.00. Offer may end at any time without notice. Rates accurate as of 07/01/25. Fees may reduce earnings. Restrictions apply and rates can change at any time without notice.
10 Rapid pre-approvals are available on home purchases only.
11 The rate is frozen for up to 90 days while you shop for a home. A one-time fee will apply and is due upon issuing a pre-approval. Other restrictions and conditions apply. Contact us for details.