Business Loans

Community First is the local lending partner you can count on to help you achieve your business goals. Whether you’re looking to expand, renovate, buy equipment (even a car) or purchase or refinance a commercial property, we've got the loan for you.

Business Loan Options

Our local team of experts is here to help businesses like yours with quick decision making, competitive rates, and local underwriting. Explore our business loan options below.

Business Lines of Credit

With a Community First Business Lines of Credit, you can borrow cash, repay it, and borrow money again, without the hassle of applying for a new loan every time your business needs funds.

Commercial Real Estate Loans

Available for both investment and owner-occupied properties as well as new construction, our Commercial Real Estate Loans offer generous loan-to-value (LTV) ratios, low rates and fast, local decision-making from a team of experienced professionals who are ready to move when you are. Please call 904.224.9084 for specific documentation requirements.

Business Auto Loans

Keep your business heading in the right direction with an affordable Auto Loan from Community First. We offer financing for all types of commercial vehicles with fast approvals, affordable rates, and flexible payment options, so you get the vehicle you need when you need it.

Equipment Loans

The right equipment can boost your business productivity and profitability. So can the right financing. Community First offers low-cost loans for equipment of all types with fast decision-making and a dedicated team focused on equipping your business for success.

Meet with Our Commercial Lending team

Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.  

Contact our team
George Danforth | Commercial Lending Vice President
George Danforth

Commercial Lending Vice President
DanfoG@c1cufl.org

John Keeley Commercial Lending Officer
John Keeley
Commercial Lending Officer
KeeleyJ@c1cufl.org
Allen Sage | Commercial Lending Officer
Allen Sage

Commercial Lending Officer
SageA@c1cufl.org

Larry Celzo | Commercial Lending Officer
Larry Celzo

Commercial Lending Officer
CelzoL@c1cufl.org

Jose Angulo | Commercial Lending Officer
Jose Angulo

Commercial Lending Officer
AnguloJ@c1cufl.org

What our Business members say

FAQs

Is my business eligible for membership at Community First Credit Union?

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.

Want to know more? Take a look at our Business Account opening requirements or simply contact us

 
What do I need to apply for a Business Loan at Community First?
Please call 904.224.9084 for specific documentation requirements.
Does Community First offer financing to start-ups?
While we offer loan solutions to meet the needs of businesses big and small, we don’t finance start-up businesses at this time.