Business Auto Loans

Get the commercial vehicle you need with fast approvals, affordable rates, and flexible payment options.

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Why Community First for your Business Auto Loan

Fast decisions

No matter how you apply, our local decision-making means you get the answer you need, when you need it.

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Money-saving rates

Our low-rate loans are a better alternative to what you’ll get at a dealership or from a manufacturer.

Flexible terms with no prepayment penalties

Take up to seven years to pay off your Business Auto Loan. Or pay it off early: there’s no penalty.

Finance any vehicle or a fleet

We offer Business Auto Loans for all types of vehicles, from passenger cars and light-duty trucks to heavy-duty vehicles and commercial equipment.

Meet Our Commercial Lending Team

Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.

Contact our team

George Danforth | Commercial Lending Vice President

George Danforth

Commercial Lending Vice President

John Keeley Commercial Lending Officer

John Keeley

Commercial Lending Officer

Allen Sage, Commercial Lending Officer

Allen Sage

Commercial Lending Officer

Larry Celzo, Commercial Lending Officer

Larry Celzo

Commercial Lending Officer

Jose Angulo, Commercial Lending Officer

Jose Angulo

Commercial Lending Officer

Jeff Cates | Commercial Lending Officer

Jeff Cates

Commercial Lending Officer

Testimonials

What our Business members say

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Looking for something different? Explore our other Business Banking solutions.

Business Lines of Credit

With a Community First Business Line of Credit, you can borrow cash, repay it, and borrow money again, without the hassle of applying for a new loan every time your business needs funds.

Apply now Learn more

Commercial Real Estate Loans

Available for both investment and owner-occupied properties as well as new construction, our Commercial Real Estate Loans offer generous loan-to-value (LTV) ratios, low rates and fast, local decision making from a team of experienced professionals who are ready to move when you are.

Learn more

Equipment Loans

The right equipment can boost your business productivity and profitability. So can the right financing. At Community First, we offer low-cost loans for equipment of all types together with fast decision-making and a dedicated team focused on equipping your business for success.

Apply now Learn more

Business Special Purpose Savings Account

Whether you’re saving for new office space, equipment, or to build a cushion to hedge against seasonal shortfalls, this special-purpose account can help you get there faster.

Learn more

Resources

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Business Account opening requirements

Ready to get started? Take a look at our Business Account opening requirements so you can prepare your documents ahead of time.

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Blog | A guide to Commercial Real Estate Loans

In this guide, we take a closer look at commercial real estate loans and how they differ from home loans.

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moveUP | Developing a business plan

Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.

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moveUP | Small business banking services

Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports.

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moveUP | How businesses use credit

Learn about the different types of credit that can support your business operations.

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moveUP | How businesses obtain credit

Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.

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moveUP | Obtaining financing and funding for your Small Business

Learn how to find the right financing and funding sources for your Small Business.

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moveUP | Opportunities for women - and minority-owned Small Businesses

Learn about the various opportunities available to launch, sustain, and expand your Small Business.

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moveUP | Overcoming Small Business financial hardships

Learn more about how you can help make your business better equipped to handle challenges.

FAQs

Is my business eligible for membership at Community First Credit Union?

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.

Want to know more? Take a look at our Business Account opening requirements or simply contact us.

What do I need to apply for a Business Auto Loan at Community First?

Please call 904.224.9084 for specific documentation requirements.

Do you finance pre-owned vehicles? How old?

Yes, we finance pre-owned commercial vehicles up to five years old.

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.