Auto Loan Rates

Set the vehicle that best fits your life and budget with our low Auto Loan rates and fast, local decision-making.

Check out our low loan rates for car purchases and refinances— recreational vehicles, boats, and more!

Effective 12/01/2024 12:00 AM

Auto

New | Model Year 2023 and newer

Minimum Approximate Term Rates as low as
  0-36 months 5.39% APR
  37-48 months 5.39% APR
  49-60 months 5.74% APR
$14,000 minimum 61-72 months 5.74% APR
$14,000 minimum 73-77 months 6.09% APR
$25,000 minimum 78-84 months 6.94% APR
 

Used | Model Year 2017 through 2022

Minimum Approximate Term Rates as low as
  0-36 months 5.99% APR
  37-48 months 5.99% APR
  49-60 months 5.99% APR
$14,000 minimum 61-72 months 5.99% APR
$14,000 minimum 73-77 months 6.59% APR
$25,000 minimum 78-84 months 7.79% APR
 

Older Used | Model Year 2011 through 2016

Minimum Approximate Term Rates as low as
  0-24 months 7.85% APR
  25-36months 8.10% APR
  37-48 months 8.35% APR
$7,500 minimum 49-60 months 8.60% APR
 

Motorcycles, Scooters, ATV, Jet Ski

New | Model Year 2023 and newer (Vehicle must have title)

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 5.50% APR
$10,000 minimum 49-60 months 6.50% APR
$10,000 minimum 61-72 months 7.00% APR
 

Older Used | Model Year 2017 through 2022 (Vehicle must have title)

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 6.50% APR
$10,000 minimum 49-60 months 7.00% APR
$10,000 minimum 61-72 months 7.50% APR

Boats and Recreational Vehicles

New | Model Year 2023 and newer

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 4.75% APR
$15,000 minimum 49-60 months 5.00% APR
$15,000 minimum 61-72 months 5.25% APR
$25,000 minimum 73-84 months 5.50% APR
$25,000 minimum 85-96 months 5.50% APR
$25,000 minimum 97-108 months 5.75% APR
$25,000 minimum 109-120 months 5.75% APR
$50,000 minimum 121-144 months 6.50% APR
$50,000 minimum 145-180 months 7.75% APR
 

Used | Model Year 2017 and 2022

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 5.00% APR
$15,000 minimum 49-60 months 5.25% APR
$15,000 minimum 61-72 months 5.50% APR
$25,000 minimum 73-84 months 5.75% APR
$25,000 minimum 85-96 months 6.25% APR
$25,000 minimum 97-108 months 6.75% APR
$25,000 minimum 109-120 months 6.75% APR
$50,000 minimum 121-144 months 7.75% APR
$50,000 minimum 145-180 months 8.25% APR
APR= Annual Percentage Rate. Credit and other restrictions apply. A payment example is $10,000.00 financed for 60 months at 5.74% is approx. $192.56. Rates are subject to change.