All branches and headquarters will be closed on Monday, January 20, in observance of Martin Luther King, Jr. Day. Info24, Mobile and Online Banking will remain available.

Close Notification

Auto Loan Rates

Set the vehicle that best fits your life and budget with our low Auto Loan rates and fast, local decision-making.

Check out our low loan rates for car purchases and refinances— recreational vehicles, boats, and more!

Effective 01/01/2025 12:00 AM

Auto

New | Model Year 2024 and newer

Minimum Approximate Term Rates as low as
  0-36 months 5.39% APR
  37-48 months 5.39% APR
  49-60 months 5.74% APR
$14,000 minimum 61-72 months 5.74% APR
$14,000 minimum 73-77 months 6.09% APR
$25,000 minimum 78-84 months 6.94% APR
 

Used | Model Year 2018 through 2023

Minimum Approximate Term Rates as low as
  0-36 months 5.99% APR
  37-48 months 5.99% APR
  49-60 months 5.99% APR
$14,000 minimum 61-72 months 5.99% APR
$14,000 minimum 73-77 months 6.59% APR
$25,000 minimum 78-84 months 7.79% APR
 

Older Used | Model Year 2012 through 2017

Minimum Approximate Term Rates as low as
  0-24 months 7.85% APR
  25-36months 8.10% APR
  37-48 months 8.35% APR
$7,500 minimum 49-60 months 8.60% APR
 

Motorcycles, Scooters, ATV, Jet Ski

New | Model Year 2024 and newer (Vehicle must have title)

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 5.50% APR
$10,000 minimum 49-60 months 6.50% APR
$10,000 minimum 61-72 months 7.00% APR
 

Used | Model Year 2018 through 2023 (Vehicle must have title)

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 6.50% APR
$10,000 minimum 49-60 months 7.00% APR
$10,000 minimum 61-72 months 7.50% APR

Boats and Recreational Vehicles

New | Model Year 2024 and newer

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 4.75% APR
$15,000 minimum 49-60 months 5.00% APR
$15,000 minimum 61-72 months 5.25% APR
$25,000 minimum 73-84 months 5.50% APR
$25,000 minimum 85-96 months 5.50% APR
$25,000 minimum 97-108 months 5.75% APR
$25,000 minimum 109-120 months 5.75% APR
$50,000 minimum 121-144 months 6.50% APR
$50,000 minimum 145-180 months 7.75% APR
 

Used | Model Year 2018 through 2023

Minimum Approximate Term Rates as low as
$5,000 minimum 0-48 months 5.00% APR
$15,000 minimum 49-60 months 5.25% APR
$15,000 minimum 61-72 months 5.50% APR
$25,000 minimum 73-84 months 5.75% APR
$25,000 minimum 85-96 months 6.25% APR
$25,000 minimum 97-108 months 6.75% APR
$25,000 minimum 109-120 months 6.75% APR
$50,000 minimum 121-144 months 7.75% APR
$50,000 minimum 145-180 months 8.25% APR
APR= Annual Percentage Rate. Credit and other restrictions apply. A payment example is $10,000.00 financed for 60 months at 5.74% is approx. $192.56. Rates are subject to change.