Refinance, save, and get $250!
$250 cash* when you refinance an auto loan you have somewhere else and no payments for 90 days!**

Auto Loans

Looking for a new set of wheels? Turn to Community First Credit Union. We make car buying and refinancing easy with great low rates, flexible terms, and no payments for the first 90 days.**

Vehicle loans for whatever drives you

It's easy to apply online, and our team of financing experts can help you find the best loan. From buying your first car to financing your dream ride and everything in between, Community First Credit Union has affordable loan options to get you in the driver's seat. In 2023, CardRates.com has recognized us as the most trustworthy choice for auto loans in the state of Florida.

New & Used Car Loans

Take the wheel and drive with an affordable car loan from Community First Credit Union. With great rates and flexible terms up to 84 months, you can find the right loan for you and your budget. Available for new and used sedans, trucks, SUVs, crossovers, luxury vehicles, and vans. Learn more.

Auto Loan Refinance

Love your car but unhappy with your loan? Refinance with Community First Credit Union and save. We can lower your monthly payment when we refinance your car at a lower interest rate or a better term. We even offer lease buyouts. Learn more.

Recreational Loans

Explore our recreational loans and find one that fits your passion. Whether it’s taking the family camping, going on a joyride, or deep sea fishing, we have the loan to get you the equipment you need to make the most of your play time. Learn more

Auto Loan Express Drafts

Shopping for a car can be stressful if you're not sure what you can afford. Our Auto Loan Express Drafts help you shop confidently. You apply for pre-approval on a car loan before you hit the dealership. Once approved, you can shop confidently as a cash buyer. Learn more

Benefits of a Community First Auto Loan

A bar graph with a green downward arrow
Low interest rates
We offer some of the best auto loan rates in the area. View our rates before you head to the dealership.
Icon - Statement with calculator
Flexible financing terms
With terms up to 84 months for new and used cars, you can finance your ride your way at a price you can afford.
icon- stopwatch
Easy, fast approvals
We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.
Icon No-Coin
No payments for 90 days
Drive away happy and celebrate your new car with no payments for the first 90 days.**

Calculator | Monthly Car Payment

CLICK HERE to see how much car you can afford.


Am I eligible for membership at Community First Credit Union?

Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.

What do I need to apply for an Auto Loan?
To apply for an Auto Loan, you generally need to provide the following information:
  • Valid United States Driver's License, Permanent Resident Card, or United States Passport
  • Your income
  • Your address and proof of residence
  • The make and model of the vehicle you want to finance.
  • The desired loan amount and terms
Other documentation may be needed depending on your specific financial situation, but the information above is a good starting point and can make it easier to apply for a loan.
How do I apply for an Auto Loan?
You can apply for a Auto Loan online or in a branch. It takes minutes to complete the application, and eligible borrowers receive approvals in minutes.

*Auto Loan Refinance - Credit and other restrictions apply. Get $250 for refinancing an auto loan balance of at least $25,000 or more. Excludes loans already financed at Community First. Funds will be posted in Community First Share account within 30 days of loan funding. Offer may end at any time without notice.

**Credit, income, and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice.