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SPECIAL OFFER!
Special Offer!
Limited-time offer! Enjoy 5.99% APR for 72 months on your new, used, or refinanced car loan. 
 

Auto Loan Refinancing

Love your car, but not your monthly payment? Refinance your car loan with Community First Credit Union. We can help you explore options to help you lower your monthly payment, reduce your interest rate, and pay your car off faster!

Benefits Of Applying For An Auto Loan Express Draft

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Lower your payment

Pay less for your monthly car payment when you refinance at a lower rate or a new term.

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Low interest rates

We offer some of the best auto loan rates in the area, and we refinance new and used vehicles.

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Easy, fast approvals

We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.

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Lease buyouts

Love your leased car? Get affordable financing and buy it out before your lease is up.

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Explore Other Great Products And Find What's Right For You.

Auto Loan Refinance

Lower your monthly payment when you refinance at a better rate or different terms. We refinance new and used cars and lease buyouts

Recreational Loans

Finance some fun and just be yourself with an affordable recreational loan. Available for motorcycles, ATVs, boats, RVs, and more.

Personal Loans

Have an unplanned expense? Struggling with too much debt? Our Personal Loans get you the money you need to make your life better.

Auto Loan Express Draft

Get pre-approved with an Auto Loan Express Draft so you can shop confidently for your next car.

FAQs

Am I eligible for membership at Community First Credit Union?

Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.

What do I need to refinance my Auto Loan?

To refinance your Auto Loan, you generally need to provide the following information:

  • Your vehicle's make, model, year, and mileage
  • The name of the financial institution holding the loan currently and how much money you owe on it
  • Valid United States Driver's License, Permanent Resident Card, or United States Passport
  • Your income
  • Your address and proof of residence

Other documentation may be needed, but the information above is a good starting point and can make it easier to apply for and refinance your current car loan.

How do I apply to refinance an auto loan with Community First?
You can apply to refinance an Auto Loan online or in a branch. It takes minutes to complete the application, and eligible borrowers receive approvals in minutes.
Can I save money monthly or lower my monthly payment when I refinance my auto loan?

You can save money each month by refinancing your auto loan if:

  • You're able to secure a lower interest rate than the one you currently have at the same term or a shorter one, or
  • You extend the terms of your loan at the same interest rate or lower

While a longer loan term means you'll pay more interest over the life of the loan, it can be a way to lower your monthly payment if you cannot find a lower interest rate than the one you already have.

Call the Express Team at 904.204.2929 to see if we can help you save with a refinanced loan or get $25 just for letting us try.1

*Auto Loan Refinance - *APR= Annual Percentage Rate. Credit, membership, and other restrictions apply. A payment example is $14,000.00 financed for 72 months at 5.99% is approx. $232.55. Rates are subject to change without notice. Minimum loan amount is $14,000. Used vehicles must be 2017 or newer. Refinances of existing Community First Credit Union FL loans do not qualify for this offer. Offer may end at any time without notice