All branches and headquarters will be closed in observance of Thanksgiving, Thursday, Nov 28.  Info24, Mobile and Online Banking will be available.
Close Notification
Locations
Become a Member

Recreational Loans

With a Community First Recreational Loan, you can get started on a brand new adventure. Whether you want to roam land or water, we've got the loan to take you there.
Apply Now Call our Express Team at 904.204.2929
Jump to:
Recreational Loan Options
Explore our recreational loans and find one that fits your passion. Whether it’s taking the family camping, going on a joyride, or deep sea fishing, we have the loan to get you the equipment you need to make the most of your play time.
Motorcycles, Scooters, ATV, and Jet Skis

Terms up to 72 months & affordable payment options.

View rates
Boats
Easy approval process & affordable payment options.
View rates
RVs
No origination fee & flexible financing options.
View rates
Benefits
Icon - Green arrow down with dollar symbol
Affordable payments

With expert advice and a variety of loans, we'll help you find the one that starts your next adventure and fits your monthly budget.

Icon - Stopwatch
Easy, fast approvals

We make all lending decisions locally, so we can approve your loan in minutes, online, or in a branch.

Icon - Paper with dollar sign with calculator
Flexible financing terms

Enjoy terms up to 72 months for motorcycles, scooters, ATVs and jet skis, and terms up to 180 months for boats and RVs.

A bar graph with a green downward arrow
Low interest rates

We offer some of the best rates on recreational loans in the area. View our rates and get the best deal.

Calculator | Monthly Car Payment

Resources
A family taking a selfie while showing off the keys to their new car.
Blog | Tips to help you qualify for a car loan
Many different factors determine if you'll qualify for a car loan. We'll explain each one with tips to help you improve your creditworthiness. Listen to Drive away happy Podcast
Read Now
A smiling couple sitting inside their new car, receiving the keys.
Blog | Benefits of car loans from credit unions
Did you know there are distinct advantages to financing your auto loan with a credit union? We explain the benefits and how to get a car loan from credit unions like ours.
Read Now
A girl smiling holding a cup and looking at her smart phone.
Blog | The value of a good credit score
Your credit score is a significant financial indicator for potential lenders. Find out why your credit score is so important and how you can improve it. Annual Credit Report.com
Read Now
Couple closing on a contract with an agent, shaking hands.
Blog | Loan terminology to know
Loans have a lot of specific terms and jargon that can be confusing. We explain the basics so you can be empowered and informed.
Read Now
A man and a girl looking at a laptop
moveUP Module on Understanding Auto Loans
Empower yourself to reach your financial goals at every stage of life with our free moveUP Financial Wellness Program. Available for students, adults, and entrepreneurs.

moveUP Module on Understanding Auto Loans

Learn More

Explore other great products and find what's right for you

New & Used Car Loans

From first cars to dream cars and everything in between, Community First is there for the ride with great low rates and quick approvals
Apply Now Learn More

Auto Loan Refinance

Lower your monthly payment when you refinance at a better rate or different terms. We refinance new and used cars and lease buyouts
Apply Now Learn More

Personal Loans

Have an unplanned expense? Struggling with too much debt? Our Personal Loans get you the money you need to make your life better.
Apply Now Learn More

Auto Loan Express Draft

Get pre-approved with an Auto Loan Express Draft so you can shop confidently for your next car.
Learn More

FAQs

Am I eligible for membership at Community First Credit Union?

Community First Credit Union membership is open to anyone who lives, works, or attends school in one of the following Florida counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to select employer groups, including employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Not sure if you qualify? Contact us.

How do I apply for a Recreational Loan?
You can apply for a Recreational Loan online or in a branch. It takes minutes to complete the application, and eligible borrowers receive approvals in minutes.
What do I need to apply for a Recreational Loan?

To apply for a Recreational Loan, you generally need to provide the following information:

  • Valid United States Driver's License, Permanent Resident Card, or United States Passport
  • Your income
  • Your address and proof of residence
  • The make and model of the vehicle you want to finance
  • The desired loan amount and terms

Other documentation may be needed depending on your specific financial situation, but the information above is a good starting point and can make it easier to apply for a loan.

1All loans and accounts - are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.