Government Shutdown Assistance
We understand that the government shutdown creates uncertainty, and we want to assure you that we are here for you. See how our Assistance Programs can help you. We are committed to providing you with the most current information. Please check back on this page, as we will continue to post updates as more details become available.
If there is an extended period where impacted members do not receive direct deposits,
Community First Credit Union is prepared to provide financial assistance with the following.
If you are a government employee and your income is impacted by the government shutdown, you may be eligible for our Government Shutdown Loan. This loan offers 0% APR* and no payment for the first 90 days.
Borrow up to $5,000 on a 12-month term.
For more information, and to find out if you're eligible, call our Member Experience Team at 904-354-8537 or visit your closest Community First Branch.
With our Loan Extension program, you may be eligible to defer your current payment and extend the maturity of your loan.
Call us a 904-354-8537 to learn more.
Skip your Community First loan payment for up to 2 months with our Skip-a-Pay program on qualified loans.
You can submit a request by visiting your closest Community First Branch., calling us at 904-354-8537, or through Online/Mobile Banking.
Call our Member Experience Center at 904-354-8537 to request assistance.
1 All loans, extensions, and skip-payments are subject to approval. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice. Eligibility requirements: Federal government employees, active duty servicemembers, and federal contractors paid by the federal government whose income is impacted by the government shutdown. Impacted individuals must be a member of the credit union in good standing with direct deposit. Minimum loan amount $500, maximum loan amount $5,000. Estimated payment of $83.34/$1,000.
2 Interest will continue to accrue during the deferment period. Restrictions may apply based on loan type and account and loan standing. Other restrictions may apply.
3 A Skip-A-Pay may be requested through online banking, the MEC, or a branch. The Skip-A-Pay fee ranges from $15 to $25, fee is based on how the request is processed. Interest continues to accrue during the skip period. If the member has automatic payments set up to pay the loan from another financial institution, the member is responsible for canceling automatic payment. Restrictions may apply based on loan type and account and loan standing. Other restrictions may apply.