Business Credit Cards
Our Business Credit Cards feature among the lowest rates around, no annual fee, along with rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience—and rewards—of our Visa® cards for Business. Yours can, too.
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Business Credit Card Options
Visa® Signature Credit Card for Business
With this exclusive credit card, you can enjoy unlimited 2% cash back* on all purchases, 1.9% APR on purchases made in the 90 days**, and a $300 cash bonus for spending $3,000 in the first 90 days*! Now's the time to earn more for your business.
Visa® Business Rewards Credit Card
Earn points on all your business purchases with our rewards credit card! Enjoy 30,000 bonus points*** for spending $3,000 in the first 90 days and 1.9% APR on all purchases made in the first 90 days**!
Benefits
Fast, local decisions
No matter how you apply, our local decision-making means you get the answer you need when you need it.
No annual or balance transfer fees
Get all the benefits and features of a great Visa® Credit Card without paying annual or balance transfer fees.
Card controls
Control your credit card with Business Online and Mobile Banking; you can freeze cards, set alerts, make payments, and more.
What our Business members say
Testimonials
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Commercial Services Team
Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.
Michele Godfrey-Watson
VP Commercial Services & Treasury Services
GodfreM@c1cufl.org
GodfreM@c1cufl.org
Lisa Ashworth
Commercial Services Relationship Manager
LisaA@c1cufl.org
LisaA@c1cufl.org
Courtney Porter
Commercial Services Relationship Manager
porterc@c1cufl.org
porterc@c1cufl.org
Robert Morency
Treasury Services Relationship Manager
morencyr@c1cufl.org
morencyr@c1cufl.org
Mannye Franklin
Commercial Services Specialist
FrankliM@c1cufl.org
FrankliM@c1cufl.org
Bonita Jones
Commercial Services Specialist
Jonesb@c1cufl.org
Jonesb@c1cufl.org
Resources
Learn about the services financial institutions provide to support small businesses.
Learn about the different types of credit that can support your business operations.
Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.
Learn how to find the right financing and funding sources for your small business.
Learn about the various opportunities available to launch, sustain, and expand your small business.
Learn more about how you can help make your business better equipped to handle challenges.
FAQs
Am I eligible for membership at Community First Credit Union?
The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.
Want to know more? Take a look at our Business Account opening requirements or simply contact us.
How do I apply?
*In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the Cash Back Rewards percentage is 2.0% however, this Cash Back Rewards percentage may change at our discretion at any time without advance notice to you. $300 credited to qualifying members' primary share account on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.
**APR= Annual Percentage Rate. 1.9% APR for 12 months valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.
***30,000 bonus points credited to qualifying members rewards balance on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates, terms. and conditions are subject to change at any time without prior notice.
**APR= Annual Percentage Rate. 1.9% APR for 12 months valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.
***30,000 bonus points credited to qualifying members rewards balance on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates, terms. and conditions are subject to change at any time without prior notice.