Auto Loan Rates

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Check out our low loan rates for car purchases and refinances— recreational vehicles, boats, and more!

Effective 12/01/2024 12:00 AM

Auto

New | Model Year 2023 and newer

Minimum	Approximate Term	Rates as low as
	0-36 months	5.39% APR
	37-48 months	5.39% APR
	49-60 months	5.74% APR
$14,000 minimum	61-72 months	5.74% APR
$14,000 minimum	73-77 months	6.09% APR
$25,000 minimum	78-84 months	6.94% APR

Used | Model Year 2017 through 2022

Minimum	Approximate Term	Rates as low as
	0-36 months	5.99% APR
	37-48 months	5.99% APR
	49-60 months	5.99% APR
$14,000 minimum	61-72 months	5.99% APR
$14,000 minimum	73-77 months	6.59% APR
$25,000 minimum	78-84 months	7.79% APR

Older Used | Model Year 2011 through 2016

Minimum	Approximate Term	Rates as low as
	0-24 months	7.85% APR
	25-36months	8.10% APR
	37-48 months	8.35% APR
$7,500 minimum	49-60 months	8.60% APR

Motorcycles, Scooters, ATV, Jet Ski

New | Model Year 2023 and newer (Vehicle must have title)

Minimum	Approximate Term	Rates as low as
$5,000 minimum	0-48 months	5.50% APR
$10,000 minimum	49-60 months	6.50% APR
$10,000 minimum	61-72 months	7.00% APR

Older Used | Model Year 2017 through 2022 (Vehicle must have title)

Minimum	Approximate Term	Rates as low as
$5,000 minimum	0-48 months	6.50% APR
$10,000 minimum	49-60 months	7.00% APR
$10,000 minimum	61-72 months	7.50% APR

Boats and Recreational Vehicles

New | Model Year 2023 and newer

Minimum	Approximate Term	Rates as low as
$5,000 minimum	0-48 months	4.75% APR
$15,000 minimum	49-60 months	5.00% APR
$15,000 minimum	61-72 months	5.25% APR
$25,000 minimum	73-84 months	5.50% APR
$25,000 minimum	85-96 months	5.50% APR
$25,000 minimum	97-108 months	5.75% APR
$25,000 minimum	109-120 months	5.75% APR
$50,000 minimum	121-144 months	6.50% APR
$50,000 minimum	145-180 months	7.75% APR

Used | Model Year 2017 and 2022

Minimum	Approximate Term	Rates as low as
$5,000 minimum	0-48 months	5.00% APR
$15,000 minimum	49-60 months	5.25% APR
$15,000 minimum	61-72 months	5.50% APR
$25,000 minimum	73-84 months	5.75% APR
$25,000 minimum	85-96 months	6.25% APR
$25,000 minimum	97-108 months	6.75% APR
$25,000 minimum	109-120 months	6.75% APR
$50,000 minimum	121-144 months	7.75% APR
$50,000 minimum	145-180 months	8.25% APR

APR= Annual Percentage Rate. Credit and other restrictions apply. A payment example is $10,000.00 financed for 60 months at 5.74% is approx. $192.56. Rates are subject to change.