Auto Loan Rates
Set the vehicle that best fits your life and budget with our low Auto Loan rates and fast, local decision-making.
Check out our low loan rates for car purchases and refinances— recreational vehicles, boats, and more!
Effective 03/07/2025 12:00 AM
Auto
New Auto | 2024 and newer
| Minimum | Term | Rates as low as |
|---|---|---|
| $2,500* | 0-54 months | 4.90% APR |
| $15,000 | 55-70 months | 5.74% APR |
| $20,000 | 71-77 months | 5.99% APR |
| $25,000 | 78-84 months | 6.79% APR |
Used Auto | 2018 - 2023
| Minimum | Term | Rates as low as |
|---|---|---|
| $2,500* | 0-54 months | 5.94% APR |
| $15,000 | 55-70 months | 6.19% APR |
| $20,000 | 71-77 months | 6.54% APR |
| $25,000 | 78-84 months | 7.54% APR |
Older Used Auto | 2012 - 2017
| Minimum | Term | Rates as low as |
|---|---|---|
| $2,500 | 0-36 months | 7.64% APR |
| $5,000 | 37-48 months | 7.89% APR |
| $7,500 | 49-60 months | 8.24% APR |
Motorcycles, Scooters, ATV, Jet Ski
New Motorcycles, Scooters, ATV, Jet Ski | 2024 and newer (Vehicle must have title)
| Minimum | Term | Rates as low as |
|---|---|---|
| $5,000 | 0-48 months | 6.29% APR |
| $10,000 | 49-60 months | 6.64% APR |
| $15,000 | 61-72 months | 7.09% APR |
Used Motorcycles, Scooters, ATV, Jet Ski | 2018 - 2023 (Vehicle must have title)
| Minimum | Term | Rates as low as |
|---|---|---|
| $5,000 | 0-48 months | 6.74% APR |
| $10,000 | 49-60 months | 7.19% APR |
| $15,000 | 61-72 months | 7.74% APR |
Boats and Recreational Vehicles
New Boats and Recreational Vehicles | 2024 and newer
| Minimum | Term | Rates as low as |
|---|---|---|
| $15,000 | 0-54 months | 6.39% APR |
| $20,000 | 55-70 months | 6.74% APR |
| $25,000 | 71-77 months | 7.19% APR |
| $25,000 | 78-96 months | 7.64% APR |
| $50,000 | 97-120 months | 8.09% APR |
| $50,000 | 121-180 months | 8.64% APR |
Used Boats and Recreational Vehicles | 2018 - 2023
| Minimum | Term | Rates as low as |
|---|---|---|
| $15,000 | 0-54 months | 6.89% APR |
| $20,000 | 55-70 months | 7.24% APR |
| $25,000 | 71-77 months | 7.59% APR |
| $25,000 | 78-96 months | 8.04% APR |
| $50,000 | 97-120 months | 8.49% APR |
| $50,000 | 121-180 months | 8.99% APR |
APR= Annual Percentage Rate. Credit and other restrictions apply. A payment example is $15,000.00 financed for 60 months at 5.74% is approx. $288.88. Rates are subject to change.
New Auto | 2024 and Newer
*Minimum loan amount for product is $2500, but minimum loan amount will increase as the term increases.
0 Months | $2,500 Loan Amount, 24 Months | $4,000 Loan Amount, 36 Months | $5,000 Loan Amount,
48 Months | $7,500 Loan Amount