Business Equipment Loans

The right equipment can boost your business productivity and profitability. So can the right financing. Community First offers low-cost loans for all types of new and used equipment with fast decision-making and a dedicated team focused on equipping your business for success.

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Why Community First for your Equipment Loan

Easy application

Apply online, in a branch, or over the phone when you call 904.224.9084. At Community First, the choice is yours.

Fast decisions

No matter how you apply, our local decision-making means you get the answer you need, when you need it.

Finance equipment of all kinds

We offer low-cost loans for everything from medical equipment and computers to box trucks, loaders, and industrial machinery—and more –both new and used.

Affordable payment terms

Take years to pay off your Business Equipment Loans. Or, pay it off early: there’s no penalty.

Meet Our Commercial Lending Team

Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.

Contact our team

George Danforth | Commercial Lending Vice President

George Danforth

Commercial Lending Vice President

John Keeley Commercial Lending Officer

John Keeley

Commercial Lending Officer

Allen Sage, Commercial Lending Officer

Allen Sage

Commercial Lending Officer

Larry Celzo, Commercial Lending Officer

Larry Celzo

Commercial Lending Officer

Jose Angulo, Commercial Lending Officer

Jose Angulo

Commercial Lending Officer

Jeff Cates | Commercial Lending Officer

Jeff Cates

Commercial Lending Officer

What our Business members say

Testimonials

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Looking for something different? Explore our other Business Banking solutions.

Business Lines Of Credit

With a Community First Business Line of Credit, you can borrow cash, repay it, and borrow money again, without the hassle of applying for a new loan every time your business needs funds.

Apply now Learn more

Business Auto Loans

Keep your business heading in the right direction with an affordable auto loan from Community First. We offer financing for commercial vehicles of all types, along with fast approvals, affordable rates, and flexible payment options so you get the vehicle you need when you need it.

Apply now Learn more

Commercial Real Estate Loans

Available for both investment and owner-occupied properties as well as new construction, our Commercial Real Estate Loans offer generous loan-to-value (LTV) ratios, low rates and fast, local decision making from a team of experienced professionals who are ready to move when you are.

Learn more

Business Special Purpose Savings Account

Whether you’re saving for new office space, equipment, or to build a cushion to hedge against seasonal shortfalls, this Special Purpose account can help you get there faster.

Learn more

Resources

Business owner in doorway

moveUP | Developing a business plan

Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.

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moveUP | Small business banking services

Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports.

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moveUP | How businesses use credit

Learn about the different types of credit that can support your business operations.

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moveUP | How businesses obtain credit

Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.

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moveUP | Obtaining financing and funding for your small business

Learn how to find the right financing and funding sources for your Small Business.

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moveUP | Opportunities for women- and minority-owned Small Businesses

Learn about the various opportunities available to launch, sustain, and expand your small business.

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moveUP | Overcoming small business financial hardships

Learn more about how you can help make your business better equipped to handle challenges.

FAQs

Is my business eligible for membership at Community First Credit Union?

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.

Want to know more? Take a look at our Business Account opening requirements or simply contact us.

What do I need to apply for a Business Equipment Loan at Community First?

Please call 904.224.9084 for specific documentation requirements.

The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.