Business Loans
Community First is the local lending partner you can count on to help you achieve your business goals. Whether you’re looking to expand, renovate, buy equipment (even a car) or purchase or refinance a commercial property, we've got the loan for you.
Business Loan Options
Our local team of experts is here to help businesses like yours with quick decision-making, competitive rates, and local underwriting. Explore our business loan options below.
Business Lines of Credit
With a Community First Business Lines of Credit, you can borrow cash, repay it, and borrow money again, without the hassle of applying for a new loan every time your business needs funds.
Commercial Real Estate Loans
Available for both investment and owner-occupied properties as well as new construction, our Commercial Real Estate Loans offer generous loan-to-value (LTV) ratios, low rates and fast, local decision-making from a team of experienced professionals who are ready to move when you are. Please call 904.224.9084 for specific documentation requirements.
Business Auto Loans
Keep your business heading in the right direction with an affordable Auto Loan from Community First. We offer financing for all types of commercial vehicles with fast approvals, affordable rates, and flexible payment options, so you get the vehicle you need when you need it.
Equipment Loans
The right equipment can boost your business productivity and profitability. So can the right financing. Community First offers low-cost loans for equipment of all types with fast decision-making and a dedicated team focused on equipping your business for success.
Benefits of Community First Business Loans
Local market knowledge
We put our decades of experience working with Northeast Florida businesses to work for you.
Easy application
Fast decisions
No matter how you apply, our local decision-making means you get the answer you need when you need it.
Dedicated loan officer
Your Community First loan offer is there every step of the way, with fast answers and sound advice.
Low rates and flexible terms
We offer low rates and flexible terms so you can find the loan solution that works for your business—and the bottom line.
Meet with Our Commercial Lending team
Our team of dedicated professionals has decades of experience helping local businesses throughout Northeast Florida succeed. Whether you need help moving into a larger space, upgrading your facilities, managing your cash flow, or switching to a better checking account, we’re here for you every step of the way.
Contact our team
Contact our team
George Danforth
Commercial Lending Vice President
John Keeley
Commercial Lending Officer
Allen Sage
Commercial Lending Officer
Larry Celzo
Commercial Lending Officer
Jose Angulo
Commercial Lending Officer
Jeff Cates
Commercial Lending Officer
What our Business members say
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Resources
Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.
Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports.
Learn about the different types of credit that can support your business operations.
Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.
We’ve compiled a list of the most common loan terms so you can be informed, whether you’re looking for a business or personal loan.
Learn how to find the right financing and funding sources for your small business.
Learn about the various opportunities available to launch, sustain, and expand your small business.
Learn more about how you can help make your business better equipped to handle challenges.
FAQs
Is my business eligible for membership at Community First Credit Union?
The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member.
Want to know more? Take a look at our Business Account opening requirements or simply contact us.
What do I need to apply for a Business Loan at Community First?
Please call 904.224.9084 for specific documentation requirements.
Does Community First offer financing to start-ups?
While we offer loan solutions to meet the needs of businesses big and small, we don’t finance start-up businesses at this time.